Why is life insurance important?

Are you your family's primary wage earner? How about a stay-at-home parent? A grandparent, foster parent, or caregiver?  Life insurance can help your loved ones maintain their current lifestyle in the event you become unable to work or if you were to die unexpectedly. No dependents? You will still likely leave behind some kind of final expense, whether it's medical bills, religious services, burial, cremation, headstone, etc. 

How will you be remembered after you're gone? Life insurance can help you to leave the next generation more secure than earlier ones. It could help with college, retirement, mortgages, student loan debt, or just to provide a head start or a safety net. 

You can build a life insurance plan that includes not only a death benefit, but can guarantee a stream of income in your retirement, be used for long-term care, or for any reason you want! In some cases you can even use your death benefit while you're still alive to cover expenses and ease the burden on your loved ones.

Does your business have key employees? Do you have a succession plan in place should you pass away or become unable to work? There are many kinds of plans designed specifically for businesses. You can protect yourself, the business itself, your partners, your employees, and other stakeholders.